Mala’a Believes in Innovation

Fintech is bring exciting developments to the Financial and Credit Industry worldwide. By utilising new technologies and data sources from areas such as mobile transactions, social media and trade data affordable credit is being opened up to all.

Mala’a is committed to bring these new innovations to Oman to ensure the benefits are the global Fintech revolution are shared by Omani’s as well.  As and when these innovations become available Mala’a will share details on this website. Initial areas where Innovation will be brought to Oman are:

Mobile Scoring

The ability to extract predictive data from mobile phones has allowed Credit to reach people who previously couldn’t access it such as the young, informal sector workers and those living in rural areas.

Psychometric Scoring

With proven links between an individual’s personality type and their financial behaviour, it is possible to open up access to credit through a simple personality test.

KYC & Compliance

Digital onboarding including facial recognition and validation against Credit Bureau records allows for efficient and accurate verification of identity