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Mala’a Believes in Innovation

Fintech brings exciting developments to the Credit and Financial Industry worldwide. By utilising Data Sources and New Technologies such as, Mala’a contributes through its innovative products to male affordable credit accessible to all.

Mala’a is committed to be a key player in introducing the global benefits of Fintech innovations to the Sultanate.  Primary Fintech Innovations include:

Mobile Scoring

The ability to extract predictive data from mobile phones has allowed Credit to reach people who previously couldn’t access it such as the youth, informal workers sector and those living in rural areas.

Psychometric Scoring

With proven links between an individual’s personality type and their financial behavior, it is possible to enable access to credit through a simple personality test.

KYC & Compliance

Facial Recognition and validation against Credit Bureau records allows for efficient and accurate identity verification.

November 29, 2020

Oman Credit and Information Centre Signs an MoU with Jusoor Foundation

Muscat\ Oman Credit and Financial Information Center (Mala’a) signed a Memorandum of Understanding with Jusoor Foundation on November 29th 2020 that states providing credit and financial information about Jusoor Foundation’s service providers, individuals and supplying or project executing corporates. The information will be used to assess the clients’ solvency and creditworthiness as stipulated in the […]

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November 11, 2020

Oman Credit and Information Center Signs an MoU with the Ministry of Social Development

Muscat\ Oman Credit and Financial Information Center (Mala’a) signed a memorandum of Understanding with the Ministry of Social Development on November 8th 2020, to provide the MoSD with Mala’a Report and Mala’a Score for individuals and corporates. The MoU aims at assisting the ministry to evaluate the creditworthiness of its consumers and beneficiaries, in order […]

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September 17, 2020

Oman Credit and Information Center Signs an MoU with the Ministry of Agriculture and Fisheries

The Ministry of Agriculture and Fisheries Wealth signed a Memorandum of Understanding on September 17th 2020 with the Oman Credit and Financial Information Center (Mala’a) at the Ministry’s building in Al Khuwair. The MoU states that Mala’a provides credit and financial information of investors in the agriculture and fisheries sector to the Ministry, as well […]

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