Products

Mala’a Services support individual consumers and SME’s in Oman to gain access to credit. Our primary product is the Mala'a Report and Mala'a Score. Find out about these services and how they can help you achieve your financial goals.

Mala’a Report

Mala’a Report is a summary of all the public and credit-related information issued on a data subject. A data subject can be an individual consumer or a corporate.

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Mala’a Score

Mala’a Score for individual consumers and corporates is one of the most important measurements of financial trustworthiness available.

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Ensuring Correct Information

Mala’a Report is a very important report that will influence the availability and cost of credit to you. It is very important that the information held in it is correct.

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August 9, 2021

Mala’a offers Credit Score to assist Credit Risk Management in the Financial sector

MUSCAT, July 1: Oman Credit and Financial Information Centre (Mala’a) offers Credit Bureau services to enhance the creditworthiness of the individuals and corporates in the Sultanate in line with Oman Vision 2040, said Mala’a’s Managing Director Mr. Aadil Al Saadi. This supports financial inclusion by ensuring responsible financing in addition to improved credit risk management. […]

Read article August 9, 2021

Mala’a received 740,000 Credit Report applications received in 2020, and 37 Membership Agreements signed so far

Muscat- June Oman Credit and Financial Information Center (Mala’) was established in 2019 by Royal decree 38\2019 as the first pillar of the Central Bank of Oman’s 2019-2021 Strategy to enhance the business environment towards implementing Oman 2040 Vision. The center offers credit and financial reports and scores for individuals and corporates and aims to be Oman’s national […]

Read article November 29, 2020

Oman Credit and Information Centre Signs an MoU with Jusoor Foundation

Muscat\ Oman Credit and Financial Information Center (Mala’a) signed a Memorandum of Understanding with Jusoor Foundation on November 29th 2020 that states providing credit and financial information about Jusoor Foundation’s service providers, individuals and supplying or project executing corporates. The information will be used to assess the clients’ solvency and creditworthiness as stipulated in the […]

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