Mala’a Score for individuals and corporates is one of the most important tools to measure creditworthiness.
Mala’a Score is a 3-digit number that predicts the likelihood of credit repayments on time. The number ranges from 300 to 900 where the higher the score, the lower the risk of not meeting the financial commitments.
The Mala’a Score is dynamic and changes according to credit and financial behavior. It is derived from information based on a Data Subject’s performance of meeting credit commitments from credit providers.
Therefore, missing or delaying a credit repayment beyond the due date, frequently utilizing all credit limits or taking on additional credit may lower the credit score. Equally, reducing the number of credit cards, consistently reducing outstanding balances and making payments on or before the due date will likely improve your credit score.
Your Mala’a score is an interactive indicator of your financial condition.