Mala’a identifies with two essential categories of relationships, a membership or a data provider, as per the Royal Decree.
Members are entities that enter into a membership agreement with Mala’a to share available credit and financial data of its customers (consumers and corporates) and receive credit and financial information in the form of organized reports from Mala’a. Mala’a’s current members include the banking and finance sector, SME Funds, and the telecom sector.
Data providers are government entities that provide Mala’a with essential information that support credit risk assessment and position Mala’a as a national databank.
In line with Oman’s vision for digital transformation, Mala’a is proud to announce the launch of its new Employment Information Service (Huwiya Ratebi), offering unparalleled value and exclusivity. As a separate addendum to the membership agreement, the innovative service is designed to empower financial institutions with accurate, real-time employment data to accelerate lending processes, reduce […]
Read articleMay 26, 2025As part of a national initiative to simplify and promote investment in the Omani capital market, and in collaboration with the Financial Services Authority (FSA), Muscat Stock Exchange (MSX), and Istidamah Program, Mala’a is proud to support the launch of four new Remote Trading Platforms for licensed brokerage firms. These platforms, owned by Ubhar Capital, […]
Read articleMashreq, a leading financial institution in the MENA region, has officially entered into a membership agreement with Oman Credit and Financial Information Centre (Mala’a), under the foreign banks category. This agreement grants Mashreq access to a comprehensive database of credit and financial information, which will aid in making well-informed credit decisions, conducting financial capability assessments […]
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