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Mala’a Score Report for Individuals

Mala’a Score is a 3-digit number that predicts the likelihood of credit repayments on time. The number ranges from 300 to 900 where the higher the score, the lower the risk of not meeting the financial commitments.

The Mala’a Score is dynamic and changes according to the financial behavior of the individual. It is derived from information based on the individual’s performance of meeting credit commitments from credit providers.

Get to know Mala’a score

April 29, 2024

Oman Credit and Financial Information Center (Mala’a) Participates in the Real Estate Conference

The Oman Credit and Financial Information Center (Mala’a) actively participated in the Real Estate Conference 2024, a three-day event organized by the Ministry of Housing and Urban Planning. Held at the Oman Convention and Exhibition Center from April 29th to May 1st, Mala’a showcased its offerings through a dedicated booth, providing insights into credit reports, […]

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March 31, 2024

HSBC Middle East Joins Mala’a Membership Network 

On March 24, 2024, HSBC Middle East entered into a membership agreement with the Oman Credit & Financial Information Centre (Mala’a) to become a Banking sector member.  The agreement outlines Mala’a’s provision of a centralized repository of credit and financial data aimed at aiding members in evaluating the creditworthiness of their clientele. This strategic measure […]

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November 16, 2023

Bilateral Agreement for the Exchange of Credit Information between Oman Credit Information Center (Mala’a) and the Kuwait Credit Information Network Company

Oman Credit and Financial Information Centre (Mala’a) has entered into a bilateral Agreement for the Exchange of Credit Information with its counterpart the Kuwait Credit Information Network Company (Ci-Net). This general objective of the agreement is to promote the facilitation of the exchange of credit-related information among Gulf Arab nations, aligning with the decision of […]

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