About us
Oman Credit and Financial Information Centre (Mala’a) was established by Royal Decree 38/2019 issued on 8th May 2019 as a financially and administratively independent entity under the supervision of the Central Bank of Oman with financial and administrative independence.
Mala’a enables access to credit through its primary products: Mala’a Credit Report, and Mala’a Credit Score for individuals and corporates.
Mala’a membership spans across several sectors including the banking and financial sector, SME Funds, and Telecom. Mala’a is also connected to several government entities as data providers, to position Mala’a as a national databank.
The establishment of the Centre comes as an important pillar of the Central Bank of Oman’s Strategy: to establish a cross-sectored National Databank that empowers Oman to transform into a knowledge-based nation.
Our Vision
To empower Oman and its people by providing credit and financial information towards building a prosperous nation and positioning Oman on the global map
Our Values
Integrity
Credibility in dealing with data and clients.
Diligence
A full-fledge team to achieve Mala’a’s vision.
Dynamic
Constant evolution and development.
Our Principles
Information Security
Information security is core to Mala’a. Cutting edge security technologies are deployed to ensure the highest level of data security. Mala’a adopts the highest standards for data, systems and network security.
Consumer Protection
Mala’a is governed by the Central Bank of Oman, ensuring the confidentially and security of consumer data as stipulated by the Omani Banking Law and the Bylaw of Royal decree 38/2019.
March 31, 2024HSBC Middle East Joins Mala’a Membership Network
On March 24, 2024, HSBC Middle East entered into a membership agreement with the Oman Credit & Financial Information Centre (Mala’a) to become a Banking sector member. The agreement outlines Mala’a’s provision of a centralized repository of credit and financial data aimed at aiding members in evaluating the creditworthiness of their clientele. This strategic measure […]
Read article
November 16, 2023Bilateral Agreement for the Exchange of Credit Information between Oman Credit Information Center (Mala’a) and the Kuwait Credit Information Network Company
Oman Credit and Financial Information Centre (Mala’a) has entered into a bilateral Agreement for the Exchange of Credit Information with its counterpart the Kuwait Credit Information Network Company (Ci-Net). This general objective of the agreement is to promote the facilitation of the exchange of credit-related information among Gulf Arab nations, aligning with the decision of […]
Read articleJune 15, 2023Oman Credit and Financial Information Center wins the Excellence Award for providing credit information services
Oman Credit and Financial Information Centre (Mala’a) has received an Award for Excellence in Credit Information Services at the New Age Banking Summit by OER Magazine. Mala’a is the official source for credit and financial information through credit reports and credit scores. The credit parameters make for crucial criterion that determines eligibility to obtain credit […]
Read articleKnowledge Oasis Muscat (CBO Building), P.O.Box 38, PC 135, Muscat, Oman +968 2258 6777 info@malaa.gov.om
