About us
Oman Credit and Financial Information Centre (Mala’a) was established by Royal Decree 38/2019 issued on 8th May 2019 as a financially and administratively independent entity under the supervision of the Central Bank of Oman with financial and administrative independence.
Mala’a enables access to credit through its primary products: Mala’a Credit Report, and Mala’a Credit Score for individuals and corporates.
Mala’a membership spans across several sectors including the banking and financial sector, SME Funds, and Telecom. Mala’a is also connected to several government entities as data providers, to position Mala’a as a national databank.
The establishment of the Centre comes as an important pillar of the Central Bank of Oman’s Strategy: to establish a cross-sectored National Databank that empowers Oman to transform into a knowledge-based nation.
Our Vision
To empower Oman and its people by providing credit and financial information towards building a prosperous nation and positioning Oman on the global map
Our Values
Integrity
Credibility in dealing with data and clients.
Diligence
A full-fledge team to achieve Mala’a’s vision.
Dynamic
Constant evolution and development.
Our Principles
Information Security
Information security is core to Mala’a. Cutting edge security technologies are deployed to ensure the highest level of data security. Mala’a adopts the highest standards for data, systems and network security.
Consumer Protection
Mala’a is governed by the Central Bank of Oman, ensuring the confidentially and security of consumer data as stipulated by the Omani Banking Law and the Bylaw of Royal decree 38/2019.
September 26, 2024Mala’a Signs a Membership Agreement with Ithbar
Mala’a signed a membership agreement with Ithbar, a local Omani platform that offers financial solutions and crowdfunding services, to utilize Huwiya (Electronic Know Your Customer) and Murshid (Customized Credit Report) services. The agreement aims to support Ithbar to digitally onboard customers and get customized reports tailored for the corporate’s needs. The agreement was formalized with […]
Read article
September 26, 2024Mala’a signs a Membership Agreement with Global Money Exchange
Mala’a signed a membership agreement with Global Money Exchange to utilize Huwiya (Electronic Know Your Customer) service. This service is designed to digitally onboard customers and simplify electronic customer identity verification. This partnership is the first of its kind for Mala’a, bringing the Money Exchange sector into its membership fold. The agreement was signed by […]
Read article
September 25, 2024Mala’a GM awarded “Credit Information Services Leader of the Year”
Mala’a’s General Manager, Bassam Al Jamali, received the Credit Information Services Leader of the Year award by Alam Aliktisad awards 2024. This recognition honors his pioneering role in developing innovative solutions to enhance the financial sector and improve credit information services in the Sultanate. Mr. Bassam Bin Tariq Bin Abdul Redha Al Jamali brings in […]
Read articleKnowledge Oasis Muscat (CBO Building), P.O.Box 38, PC 135, Muscat, Oman +968 2258 6777 info@malaa.gov.om
