Oman Credit and Financial Information Centre (Mala’a) was established by Royal Decree 38/2019 issued on 8th May 2019 as an independent organization under the supervision of the Central Bank of Oman with financial and administrative independence.
Mala’a enables access to credit through Information Services, Credit Rating, Creditworthiness and solvency insights for individuals and corporates.
The Center’s Membership spans across several sectors including Banking, Finance, Small and Medium Enterprise Funds, Telecommunication, and Insurance. In addition, Mala’a collaborates with several Government registries as Data Providers to establish a centralized database of credit and financial information.
The establishment of the Centre comes as the first pillar of the Central Bank of Oman’s 2019-2021 Strategy: to establish a cross-sectored National Databank that empowers Oman to transform into a knowledge-based nation.
As a National Databank, Mala’a offers a range of comprehensive services focused on-but not limited to- Credit Bureau solutions:
To empower Oman and its people by providing credit and financial information towards building a prosperous nation. This positions Oman on a global map and gives its people the ability to realize their dreams through:
Provides access to accurate, timely and reliable information.
Enhances the importance of credit and financial information awareness across the Sultanate
Mala’a never compromises on honoring the trust bestowed upon it, delivering secure information directly from the source.
Mala’a ensures to deliver the highest standard of services through compliance with International standards for data Confidentiality, Integrity & security.
Mala’a is progressive and ensures constant evolution and development.
Information security is core to Mala’a. Cutting edge security technologies are deployed to ensure the highest level of data security. Mala’a’s adopts the highest standards for Data, Systems and network security.
Mala’a is governed by the Central Bank of Oman, ensuring the confidentially and security of consumer data as stipulated by the Omani Banking Law and the Bylaw of Royal decree 38/2019
Oman Credit & Financial Information Centre (Mala’a) and the National Center for Financial Information signed a cooperation program to collaborate on significant aspects of Anti-Money Laundering and Combating Financing of Terrorism (AML-CFT) laws on Tuesday, March 8th, 2022, at a formal event held at NCFI headquarter. The Program was signed by Mr. Bassam Al Jamali, […]April 4, 2022
Oman Credit and Financial Information Centre (Mala’a) won the Global Business Outlook Award for the “Fastest Growing Consumer & Commercial Credit Information Reporting in the GCC” for the year 2021. The achievement is a testament for Mala’a’s efforts in developing the credit system in the Sultanate since its inception in 2019 with the support of […]March 7, 2022
The Central Bank of Oman management and Board of Governors, appointed Mr. Bassam Al Jamali a General Manager to Oman Credit and Financial Information Centre (Mala’a) on November 21st. Mr. Bassam Bin Tariq Bin Abdul Redha Al Jamali brings in a vast experience of over 24 years in the Central Bank of Oman in the […]