Business Solutions

Instant Decision Module (IDM) permits immediate accurate lending decisions. It is a Software as a Service (SaaS) solution dedicated to Digital and Mobile Lenders across all sectors.

The Instant Decision Module provides increased opportunities for established lenders, which enables automated credit decisions with simple integration and minimal IT integration.

Instant Decision Module

Instant Decision Module permits accurate lending decisions instantly. It is a SAAS solution dedicated to lenders, including digital and mobile lenders.

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Advisor Module

Advisor Module is a solution that provides multiple business tools for existing portfolio management including but not limited to collections, limit allocation, upsell, IFRS9.

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IFRS9 Module

Our IFRS products meet the extensive demand from the credit industry, due to the obligation for all to comply with IFRS reporting requirements starting in 2018.

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August 9, 2021

Mala’a offers Credit Score to assist Credit Risk Management in the Financial sector

MUSCAT, July 1: Oman Credit and Financial Information Centre (Mala’a) offers Credit Bureau services to enhance the creditworthiness of the individuals and corporates in the Sultanate in line with Oman Vision 2040, said Mala’a’s Managing Director Mr. Aadil Al Saadi. This supports financial inclusion by ensuring responsible financing in addition to improved credit risk management. […]

Read article August 9, 2021

Mala’a received 740,000 Credit Report applications received in 2020, and 37 Membership Agreements signed so far

Muscat- June Oman Credit and Financial Information Center (Mala’) was established in 2019 by Royal decree 38\2019 as the first pillar of the Central Bank of Oman’s 2019-2021 Strategy to enhance the business environment towards implementing Oman 2040 Vision. The center offers credit and financial reports and scores for individuals and corporates and aims to be Oman’s national […]

Read article November 29, 2020

Oman Credit and Information Centre Signs an MoU with Jusoor Foundation

Muscat\ Oman Credit and Financial Information Center (Mala’a) signed a Memorandum of Understanding with Jusoor Foundation on November 29th 2020 that states providing credit and financial information about Jusoor Foundation’s service providers, individuals and supplying or project executing corporates. The information will be used to assess the clients’ solvency and creditworthiness as stipulated in the […]

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