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Credit Score Estimator

Mala'a Credit Score Estimator

Attempt Mala'a Credit Score Estimator to

Predict your Credit Score

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Disclaimer: The Mala'a Credit Score Estimator is for informational purposes only and is intended to approximate the Mala' a Score range based on answers to the questions provided. Your actual score, and the impact of any actions taken, results from a complex interaction of Mala'a scoring methodologies and the information on your credit report, some of which changes daily.

1. How many loans or credit cards have you applied for in the last 12 months? 

2. How long ago did you get your first loan?(Credit card, auto loan, personal loan, etc.) 

3. In the last 12 months, how many credit cards did you have? 

4. What is the average utilization percentage of your credit card limit in the last 12 months?

5. In the last 12 months, how many missed days on loans or a credit card payment do you have? 

6. How many of your loans and/or credit cards are currently past due? 

7. How many active loans or credit cards do you have? 

Your Predicted Score

Unavailable Credit Score due to insufficient credit information.
300 - 900
SCORE KEY

ScoreProbability of Default
751 - 9001 - 2%
724 - 7503 - 6%
685 - 7237 - 15%
610 - 68416 - 50%
300 - 60951 - 100%

FAQ

The Mala'a Credit Score Estimator is an educational tool. Explore, adjust and ponder, but remember these are estimated outcomes.

Replay
November 16, 2023

Bilateral Agreement for the Exchange of Credit Information between Oman Credit Information Center (Mala’a) and the Kuwait Credit Information Network Company

Oman Credit and Financial Information Centre (Mala’a) has entered into a bilateral Agreement for the Exchange of Credit Information with its counterpart the Kuwait Credit Information Network Company (Ci-Net). This general objective of the agreement is to promote the facilitation of the exchange of credit-related information among Gulf Arab nations, aligning with the decision of […]

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June 15, 2023

Oman Credit and Financial Information Center wins the Excellence Award for providing credit information services

Oman Credit and Financial Information Centre (Mala’a) has received an Award for Excellence in Credit Information Services at the New Age Banking Summit by OER Magazine. Mala’a is the official source for credit and financial information through credit reports and credit scores. The credit parameters make for crucial criterion that determines eligibility to obtain credit […]

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April 4, 2022

Mala’a and the National Center for Financial Information Sign a Cooperation Program

Oman Credit & Financial Information Centre (Mala’a) and the National Center for Financial Information signed a cooperation program to collaborate on significant aspects of Anti-Money Laundering and Combating Financing of Terrorism (AML-CFT) laws on Tuesday, March 8th, 2022, at a formal event held at NCFI headquarter. The Program was signed by Mr. Bassam Al Jamali, […]

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