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Credit Score Estimator

Mala'a Credit Score Estimator

Attempt Mala'a Credit Score Estimator to

Predict your Credit Score

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Disclaimer: The Mala'a Credit Score Estimator is for informational purposes only and is intended to approximate the Mala' a Score range based on answers to the questions provided. Your actual score, and the impact of any actions taken, results from a complex interaction of Mala'a scoring methodologies and the information on your credit report, some of which changes daily.

1. How many loans or credit cards have you applied for in the last 12 months? 

2. How long ago did you get your first loan?(Credit card, auto loan, personal loan, etc.) 

3. In the last 12 months, how many credit cards did you have? 

4. What is the average utilization percentage of your credit card limit in the last 12 months?

5. In the last 12 months, how many missed days on loans or a credit card payment do you have? 

6. How many of your loans and/or credit cards are currently past due? 

7. How many active loans or credit cards do you have? 

Your Predicted Score

Unavailable Credit Score due to insufficient credit information.
300 - 900

ScoreProbability of Default
751 - 9001 - 2%
724 - 7503 - 6%
685 - 7237 - 15%
610 - 68416 - 50%
300 - 60951 - 100%


The Mala'a Credit Score Estimator is an educational tool. Explore, adjust and ponder, but remember these are estimated outcomes.