Mala’a identifies with two essential categories of relationships, a membership or a data provider, as per the Royal Decree.
Members are entities that enter into a membership agreement with Mala’a to share available credit and financial data of its customers (consumers and corporates) and receive credit and financial information in the form of organized reports from Mala’a. Mala’a’s current members include the banking and finance sector, SME Funds, and the telecom sector.
Data providers are government entities that provide Mala’a with essential information that support credit risk assessment and position Mala’a as a national databank.
Oman Credit and Financial Information Center (Mala’a) installs its Self-Service Kiosk Machine at Central Bank of Oman’s Salalah and Sohar branches, in a strategic move to enhance individual’s accessibility to their credit reports and to offer timely and secure digital support through a reliable machine. This initiative forms part of Mala’a’s in expanding its channels […]
Read articleJuly 27, 2025Oman Credit and Financial Information Center (Mala’a) releases its Interactive Call Center service designed to give customers quick and convenient access to Mala’a services. This new service allows Customers to interact using their phone keypad to get assistance with Malaa’ti mobile app, request credit reports, get assistance with Mala’a cautionary list, report inaccurate data on […]
Read articleMay 26, 2025In line with Oman’s vision for digital transformation, Mala’a is proud to announce the launch of its new Employment Information Service (Huwiya Ratebi), offering unparalleled value and exclusivity. As a separate addendum to the membership agreement, the innovative service is designed to empower financial institutions with accurate, real-time employment data to accelerate lending processes, reduce […]
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