Credit Score Estimator

Mala'a Credit Score Estimator

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Disclaimer: The Mala'a Credit Score Estimator is for informational purposes only and is intended to approximate the Mala' a Score range based on answers to the questions provided. Your actual score, and the impact of any actions taken, results from a complex interaction of Mala'a scoring methodologies and the information on your credit report, some of which changes daily.

1. How many loans or credit cards have you applied for in the last 12 months?

0 1 2 more than 2

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2. How long ago did you get your first loan?(Credit card, auto loan, personal loan, etc.)

I have never had a loan less than 6 months ago more than 6 months

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3. In the last 12 months, how many credit cards did you have?

I have never had a credit card 1 more than 1

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4. What is the average utilization percentage of your credit card limit in the last 12 months?

0 10%25%75%more than 75%

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5. In the last 12 months, how many missed days on loans or a credit card payment do you have?

I have never missed a payment less than 5 days between 6 to 30 days between 31 to 90 days more than 91 days

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6. How many of your loans and/or credit cards are currently past due?

0 1 more than 1

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7. How many active loans or credit cards do you have?

0 1 2 3 more than 3

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Your Predicted Score

Unavailable Credit Score due to insufficient credit information.

300 - 900

SCORE KEY

Score	Probability of Default
751 - 900	1 - 2%
724 - 750	3 - 6%
685 - 723	7 - 15%
610 - 684	16 - 50%
300 - 609	51 - 100%

FAQ

The Mala'a Credit Score Estimator is an educational tool. Explore, adjust and ponder, but remember these are estimated outcomes.

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Credit Score Estimator

Mala'a Credit Score Estimator

1. How many loans or credit cards have you applied for in the last 12 months?

2. How long ago did you get your first loan?(Credit card, auto loan, personal loan, etc.)

3. In the last 12 months, how many credit cards did you have?

4. What is the average utilization percentage of your credit card limit in the last 12 months?

5. In the last 12 months, how many missed days on loans or a credit card payment do you have?

6. How many of your loans and/or credit cards are currently past due?

7. How many active loans or credit cards do you have?

Your Predicted Score

Mala’a Installs its Self-Service Kiosk Machines at Central Bank of Oman Branches in Salalah and Sohar

Mala’a Launches Interactive Call Center Service to Enhance Customer Experience

Mala’a Launches Employment Information Service (Huwiya Ratebi) to Enhance Lending Processes and Risk Assessment