Mala’a Score Report for Individuals

Mala’a Score is a 3-digit number that predicts the likelihood of credit repayments on time. The number ranges from 300 to 900 where the higher the score, the lower the risk of not meeting the financial commitments.

The Mala’a Score is dynamic and changes according to the financial behavior of the individual. It is derived from information based on the individual’s performance of meeting credit commitments from credit providers.

Get to know Mala’a score

December 12, 2024

Mala’a Hosts a Delegation from UAE’s Etihad Credit Bureau

Oman Credit and Financial Information Center “Mala’a” hosted a delegation from the United Arab Emirates, representing the Etihad Credit Bureau, in a visit aimed at fostering enhanced cooperation and exchanging expertise in the field of credit and financial information. Manahil Jaafar, Mala’a Acting General Manager, highlighted the importance of collaboration between credit bureaus in strengthening […]

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September 26, 2024

Mala’a Signs a Membership Agreement with Ithbar

Mala’a signed a membership agreement with Ithbar, a local Omani platform that offers financial solutions and crowdfunding services, to utilize Huwiya (Electronic Know Your Customer) and Murshid (Customized Credit Report) services. The agreement aims to support Ithbar to digitally onboard customers and get customized reports tailored for the corporate’s needs. The agreement was formalized with […]

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September 26, 2024

Mala’a signs a Membership Agreement with Global Money Exchange

Mala’a signed a membership agreement with Global Money Exchange to utilize Huwiya (Electronic Know Your Customer) service. This service is designed to digitally onboard customers and simplify electronic customer identity verification. This partnership is the first of its kind for Mala’a, bringing the Money Exchange sector into its membership fold. The agreement was signed by […]

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